Music. Let's face it--most couples who are celebrating their 50th wedding anniversary are in their 70's--or even older. Make the day special for them by playing classic instrumental music or tunes from their heyday. Step 1: Make the choice to be creative. First, you have to get past that mental block about what you think is creative. If you have it in your head that it is impossible for you to be creative, it will be.
We may refer then to personal income, less consumption (which is before interest expense, taxes and other transfer payments) as EBITDA (earnings before interest, tax, depreciation and amortization expenses). We might use some common financial analysis metrics such as interest coverage (in this case EBITDA to interest expense), EBITDA margin (household EBITDA as a percent of personal income), debt to EBITDA, debt to equity, etc. Afterward, it would have slipped to Aa and presently despite a current uptick due to unusually low interest rates it might be flirting with an A at 8-10 times.2) Prior to the early 2000s, household EBITDA margins of 19-25% would have received between Aaa to Aa, but lately below 19% might get an A.3) Prior to the mid-1980s, household debt to EBITDA of 2.5-3.5 times had been at the cusp of investment grade at Baa.
The answer to this is; of course not! Around 200 years ago practically all clothing was personalized. No matter what someone's station in life was, it was a fact that there was not the mass production of clothing that we have today. Clothes were made to measure, whether it was by a tailor for a wealthy customer or the mother or grandmother of a young labourer.
We have all heard the term 'perception versus reality 'and asset based lending is a great example of that phrase. By that we mean that many perceptions exist about asset based lending that simply aren't true, or if they were perhaps true once they certainly are not now . As and example your firm might not be willing to entertain asset based financing because 'ABL 'is simply unknown to many of your business peers.
Equity-based ETF encompass every industry under the sun and that makes them the ideal asset class with which to pair trade. As we noted earlier, it can be a tricky endeavor to identify the right stocks with which to implement a pairs trade. You may know that you want to implement a pairs trade by going long an oil stock and shorting an airline stock, but with hundreds of offerings between the two sectors, how can you be sure that you pick the two best options to pairs trade with? Unfortunately, there really is no way of knowing that your selections will prove profitable and that's what makes using ETFs for pairs trading such a good idea.
